Friday, February 28, 2020

Methodology Dissertation Example | Topics and Well Written Essays - 2750 words

Methodology - Dissertation Example Methodology Qualitative research methodology gives a detailed picture of the data that needs to be a part of the research (Adler 1994). Due to qualitative methodology, the information that needs to be incorporated in the research is descriptive and informational. According to Merrigan and Huston (2004), the qualitative research method functions fine at the preliminary phases of a project as it permits the researcher to bring together information in a way that is evocative and coarse. It is also said that by employing qualitative means, the researcher is not capable to have an unchanging or wholly distinct plan; he may only have an approximation about the plan of the project (Ader, Mellenbergh and Hand 2008). The researcher is capable to identify about the upshot of the project or some measurement of the project with the passage of time, as he constantly employs the qualitative approach for compilation of data (Patton 1990). 1.1 . Research Methodology Qualitative research method and quantitative research methods are very influential in terms of collection of suitable data for any kind of research. Qualitative methods for data collection are used to gather qualitative data. The techniques that are employed for data collection through qualitative methodology are qualitative interviews that are also called in-depth interviews, direct observation, case studies, literature reviews and focus groups (Adler 1994). Qualitative research techniques are used for many educational disciplines for gathering of suitable research data required for the research. These disciplines include history, sociology, anthropology, geography and other social disciplines. (Adler 1994). It is not essential that qualitative research methodology is necessarily adopted for the above-mentioned disciplines but it suits these disciplines more as compared to other disciplines. The restrictions and peripheries of any research can be clearly recognized with the help of qualitative research (Patton 1990). Quantitative research method is used for collection of quantitative data. As far as qualitative research techniques are concerned, they are used for collection of data or information that is uncountable and descriptive but quantitative research techniques gather data or information in a countable order as the collected data is in numeric format. Like qualitative methodology, quantitative methodology also suits some disciplin es or educational areas. These disciplines include accounting, physics, taxonomy, statistics and social sciences (Roessner 2000). The data collection techniques used in quantitative research methodology are with the help of survey forms, tabulations, questionnaire designing, statistical model designs and much more (Roessner 2000). Survey forms and questionnaires are much more used as compared to other techniques of data collection and gathering as they are much convenient to develop and distribute for numeric data collection. The objectives associated with a research are already known to the researcher and he/she works in according to a set plan (Saris and Gallhofer 2007). According to Saris and Gallhofer (2007), the researcher is already aware that the data will be gathered in shape of number format and can be easily employed for statistical evaluation for progress in the research. 1.2. Qualitative Research Method According to Byram and Feng (2006), â€Å"

Wednesday, February 12, 2020

Foreclosure and the Aspect of Morality Essay Example | Topics and Well Written Essays - 750 words

Foreclosure and the Aspect of Morality - Essay Example This paper expounds on the morality aspect of foreclosure stating that that voluntary foreclosure is justified while involuntary foreclosure is unjustified. Reasons Both borrowers and lenders are trying to make money. The lender will seek to gain financially from selling the property and no one complains of its immorality. The morality of business allows the borrower to reasonably attain utmost advantage from their property as possible (Hagerty, 2009). What happens when the property loses its value? What moral incentive allows one to proceed chasing a valueless acquisition? There is none whatsoever. In a bid to make as much money, each seeks to take the alternative that suits them best. If the property loses value, the borrower may tend to voluntary foreclose the property and this is morally justified. Too many foreclosures in one area form a bad place to live, even for those who are paying their bills (house payments). The main reasons for foreclosure have mainly been related to dis placement, crime issues and shattered credit scores (Rhodes, 2008). Is it moral to advocate for an individual who has been displaced from a certain region to continue paying out for a property to which they have lost ownership? Absolutely not! The moral aspect is to let the family or individual to rebuild their lives while sympathizing with their predicament (Weitekamp, 2011). Crime is a social ill that few can tolerate. If a neighborhood becomes infested with criminal activities, is it moral to risk one’s life in such a neighborhood? The answer again is logical NO. In a severe recession some people might be trying to pay their bills but still can't because they lost their jobs. Thus, further economic hardships that have hit many people have made even renting a premise more costly than it was 3 years back. The whole recession situation has made it more difficult for people to get jobs, further straining their incomes and lifestyles (Lowenstein, 2010). Thus, as morally upright individual, the borrower forecloses the deal to avoid pressurizing them further. Explanation It is believed that voluntary defaults or strategic defaults have become an increasing affair in America nowadays. Long gone are the days when people would do all they could to pay their mortgage and satisfy their legal and financial obligations. The fact that many believe that business and the world in general is amoral does not justify the reason for people to abscond their duties and obligations (Walker, 2003). Despite the house prices falling and the owners left with houses that cost less than their true value, the lender left owing should fulfill their end of the bargain. However, some have resulted in a calculated decision where they choose to hang on to their money while letting their houses go. The reason this is not immoral is the fact that the voluntary bit comes after weighing one’s options and the benefits of the property to be acquired. It would be moral if empathy were a part of human reasoning. Situations that one may not be able to handle should not be taken as an immoral way of making another to lose their livelihood. If one is not able to pay their mortgage and voluntarily requests foreclosure to be pursued, it would be moral to let them take the credit